Get up to £1000 right in to your account!

Typical APR 3092.2% *

* Variable

Frequently Asked Questions

1. What is a payday loan?

A payday loan is considered a short-term loan designed to help you manage unplanned financial expenditures. Payday loans work as a cash advance given against your salary to meet your emergency cash needs.

2. How much money can I borrow?

You can borrow up to £400 for your first loan. Once you have paid your first loan in full, you can borrow up to £1000 for any future loans if the need ever arises.

3. What if I need to extend my payment?

We recommend that you extend your loan only in the direst situations. A payday loan is not a long-term solution for your debt problems. Long-term financial problems call for different solutions. For example, the Consumer Credit Counseling Service may be able to provide help if you are experiencing debt problems that you feel you could not solve by yourself. If your situation demands that you take a loan for a longer duration, you can request for a loan extension by sending us a mail.

4. Do I need a special bank account ?

No. But you will need to make sure that Direct Deposit is enabled on your bank account. This will make the money transferring process easy and helps us in quickly transferring the money to you.

5. Why would I want to obtain a payday loan?

Typically, borrowers take out a payday loan to cover immediate and unexpected expenses. Moreover, payday loans may help the borrower evade costly bank overdraft fees, bounced check fees and late payment fees.

6. Can I have more than one payday loan at the same time?

No, you cannot have more than one outstanding payday loan at the same time.

7. What if I fail to repay the loan on the due date?

We understand that, at times, you might find it difficult to make the required payment on time. So, it is essential that you notify us in advance about your inability to make the payment. This is to ensure that your account doesn't fall into the collections process, in which case you would incur an additional 40 GBP fee (this is to pay for the additional work that the collections process requires).